Archana Paneru goes to Kathmandu after locals chased her away

protects the people that are financially dependent on you. If your parents, spouse, children or other loved ones would face financial hardship if you died, life insurance should be high on your list of required insurance policies.




Think about how much you earn each year (and the number of years you plan to remain employed), and purchase a policy that will replace that income in the event of your untimely demise. Factor in the cost of burial, too, as the unexpected cost is a burden for many families. (For a more detailed look at the types of coverage available and factors involved in choosing the right coverage for your